318.336.5258
318.336.5258
Concordia Bank & Trust Co.
Concordia Bank & Trust Co.Concordia Bank & Trust Co.Concordia Bank & Trust Co.
Concordia Bank & Trust Co.
Concordia Bank & Trust Co.

Personal Banking

Concordia Bank & Trust Co. LogoWhen you open a Concordia Bank & Trust Co. bank account, you can manage your money, your way.

With a wide variety of choices for personal banking needs, you can select what’s best for you to make banking easy – the way it should be.

To meet Our Lenders, click here.

Checking

Interest Bearing Checking

Certificate of Deposit

Savings

Individual Retirement Accounts

Online Banking

Personal Loans

Express Phone Banking

Services

VISA Debit Card

See Schedule of Fees for charges that may be incurred.

Compare Our Personal Accounts

Account Types* Personal Checking Diamond Account Express Checking Senior Checking Student Checking Interest Checking Money Market Account
Minimum Opening Deposit $100.00 $100.00 $100.00 $100.00 $100.00 $1,500.00 $1,000.00
Monthly Service Charge $7.00 Class I $10,000 AD&D Insurance** $10.00 Class II $20,000 AD&D Insurance** $12.00 $4.00 No Monthly Service Charge No Monthly Service Charge $8.00 $10.00
Minimum Balance to Avoid Monthly Service Charge $750.00 NONENONENONENONE$1,500.00 $1,500.00
Paper Statement Fee $2.00 if ledger balance falls below $750.00 NONE NONE NONENONE$2.00 if ledger balance falls below $1,500.00 NONE
Unlimited Check Writing YESYESN/A YESYES$.15 Per Check Fee if ledger balance falls below $1,000.00. NO
Unlimited Electronic Transactions YESYESYESYESYESYESNO
Unlimited Deposits YESYESYESYESYESYES YES
Interest NONE NONE NONENONEFREEYES YES
Online Banking*** FREEFREEFREEFREEFREEFREEFREE
Mobile Banking*** FREEFREEFREEFREEFREEFREEFREE
Mobile Deposit *** FREEFREEFREEFREEFREEFREEFREE
Initial Debit Card FREEFREEFREEFREEFREEFREE
E-Statement (with Online Banking)*** FREEFREEFREEFREEFREEFREEN/A
Express Phone Banking*** FREEFREEFREEFREEFREEFREEFREE
Bill Pay*** AvailableAvailableAvailableAvailableAvailableAvailableNot Available
Additional FeaturesFree Wallet Style Logo Checks $5000 Identity Theft Expense Reimbursement Coverage Security Benefit-Credit Card Registration Insurance Benefit Entertainment Benefit-Entertainment Savers Guide Shopping Benefit-Cash Back Member Rewards Free Photocopy Service (Limits may apply) Up to three (3) Cashier's Checks per month - No Fee Up to three (3) Money Orders per month - No Fee Discounted Fax Services ($5.00 with a maximum of 10 pages) 50% discount Safe Deposit Box Rent (first year)Method of statement delivery on this account is an E-Statement Electronic Withdrawals Only-No Paper Items Paper Deposits Accepted Available to Full Time Students Method of statement delivery on this account is an E-Statement Limited to one account per customer Available to Full Time Students Method of statement delivery on this account is an E-Statement Limited to one account per customerFree Basic Wallet Style Logo Checks (1 Box per order) Excess Withdrawal/Transfer Charge - Assessed for each Withdrawal/Transfer over six (6) during the statement period - $5.00

*For All Accounts-See Schedule of Fees for other charges that may be incurred
**The principal sum of 24-hour insurance coverage reduces 50% at age 70 and over. If joint account, coverage is divided equally among all account holders.
***Message, data, and/or internet servicer provider rates may apply, as applicable

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