Concordia Bank & Trust Co.
Concordia Bank & Trust Co.Concordia Bank & Trust Co.Concordia Bank & Trust Co.
Concordia Bank & Trust Co.
Concordia Bank & Trust Co.

Express Checking

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ACCOUNT BENEFITS

Unlimited Deposits – No Charge
Unlimited Electronic Transactions
Initial Debit Card is Free
No per item fee
Bill Pay*
Free Online Banking*
Free E-Statement (with Online Banking)*
Free Mobile Banking*
Free Mobile Deposit*
Free Express Phone Banking*

MINIMUM BALANCE REQUIREMENTS

Minimum Opening Deposit $100.00

FEES AND CHARGES

Monthly Service Charge $4.00

See Schedule of Fees for other charges that may be incurred.

ADDITIONAL DISCLOSURE INFORMATION

Statement Period: Monthly

The method of statement delivery on this account is an E-Statement.

Electronic Withdrawals Only – no paper items

Paper deposits are accepted.

The following will apply if you are eligible for and have Overdraft Privilege on this account. It is our policy that overdrafts must be covered as soon as possible but within 30 days of the first occurrence of an overdraft. When a customer exceeds their overdraft privilege limit, our policy is not to permit further overdrafts.

*Message, data, and/or internet service provider rates may apply, as applicable.