Schedule of Fees
The following schedule of fees may be assessed against your account:
| Balancing of Statement | $10.00 Per Hour |
| Overdraft Item Fee (Imposed on overdrafts created by checks, in-person withdrawals, or other electronic means) |
$30.00 Per Item |
| Returned Item Fee (Imposed when checks and items presented by electronic means are returned unpaid) |
$30.00 Per Item |
| Debit / ATM Replacement Card | $5.00 |
| ATM Activity Fee – Transaction At ATM Other Than Concordia Bank ATM | |
| Withdrawal (each) | $1.00 |
| Transfer (each) | $1.00 |
| Balance Inquiry (each) | $1.00 |
| Telephone Transfer Fee | $2.00 |
| Stop Payment Fee | $30.00 Per Item |
| Dormant Account Fee | |
| Accounts Other Than Blue Chip Savings (assessed on accounts dormant 730 days) | $1.00 Per Month |
| Blue Chip Savings Accounts (assessed on accounts dormant 1095 days) | $3.00 Per Quarter |
| Fee for Early Closing of Account (Closed Within 90 Days Of Opening) | $20.00 |
| Insufficient Funds Transfer Fee | $5.00 Per Transfer |
| Online Bill Payment Service Fees | |
| Consumer Accounts CB&T Bill Pay Inactivity Fee (assessed if no bill payment activity in prior 30 day period) |
$5.00 |
| Business Accounts CB&T Bill Pay Service Fee (includes first 10 payments) After 10 payments |
$5.00 $0.50 Per Transfer |
| Statement Copy Fee | $2.00 Per Statement |
Cost of check printing varies depending on style of checks ordered.
Transactions may not be processed in the order in which they occur. The order in which transactions are received and processed may impact the total amount of fees incurred.
Other Services and Fees
| Cashier’s Check | $5.00 |
| Money Order | $2.00 |
Wire Transfer
| Customer Outgoing | $15.00 |
| Customer Outgoing Foreign | $50.00 |
| Customer Incoming | No Cost |
| Draft Collection | $10.00 plus external bank charges |
| Coupon Collection | $10.00 plus external bank charges |
FAX Service
| Customer | $10.00 (up to 10 pages) $1.00 per additional page |
| Noncustomer | $15.00 (up to 10 pages) $1.00 per additional page |
| Oil Lease Rental | $5.00 |
Safe Deposit Boxes (NOT FDIC INSURED)
| 3×5 | $30.00 |
| 5×5 | $45.00 |
| 3×10 | $45.00 |
| 5×10 | $70.00 |
| 10×10 | $110.00 |
Tax reporting envelopes *For customers only
Notary Services *For Customers Only
Signature Guaranty Stamp *Fee
