On behalf of Concordia Bank & Trust Company’s Board of Directors, officers and employees, I would like to welcome you to our new web page and online banking. This high-tech way of doing business with Concordia Bank is just another opportunity to give our friends the best in quality customer service. Our internet solution is second to none in providing a quick and easy way for you to follow your accounts and transact your business. With our online banking, you will be able to look at all your accounts and its past history, including image checks and deposits. Also, customers can transfer funds from one account to another, as well as make mobile deposits.
Since 1903, Concordia Bank has continually provided you with the best in banking products. Our approach to doing banking is simple – provide banking products our customers want with hometown customer service. We look forward to the future and the changes it will bring, while upholding the traditions of Concordia Bank.
Thank you for visiting our homepage, and if we can be of any service to you, please don’t hesitate to call or come by one of our offices.
Patrick R. Biglane
President & CEO
The year was 1903. Vidalia was a village on the river, and Ferriday was still a cotton field, not even incorporated.
On July 1 of that same year, the forerunner of Concordia Bank & Trust Company came into being. Its name was the Bank of Vidalia. The late Judge John Dale, the patriarch of a family whose name has been associated with Concordia Bank for 114 years, was a driving force in the formation of the Bank of Vidalia.
A.H. Gillespie was the first president, serving on the board with Judge Dale, J. L. Dagg, M. C. Reeves, I. Friedler, B. Y. Wade, D. Lemle, J. M. Monig, Charles Moritz, O. G. Kelly, J. L. Rountree, W. H. Hudnall, W. G. Walton, A. L. George, and A. G. Campbell.
In 1903, a thousand dollars was a great deal of money. The grand total of the bank's assets equaled $25,000. This sum consisted of 226 shares of stock with a par value of $100. The maximum number of shares owned by any stockholder was ten shares. Seventy-three shareholders subscribed to the stock. Most of these lived in Vidalia, but some were from Natchez, Winnsboro, New Orleans, Jonesville, Vicksburg, and all parts of Concordia Parish.
Among the original stockholders, were names that are a part of the history of Concordia Parish - Dale, Reeves, Campbell, Rountree, Schiele, Hough, Burley, and Ohlsen. Some of their descendants remain in the parish today.
Four years after the Bank of Vidalia was founded, Ferriday State Bank was incorporated with a capital stock of $40,000. In 1918, eleven years later, the Bank of Vidalia changed its name to Vidalia Bank & Trust Co. and bought Ferriday State Bank for $5,000 with capital of $50,000. In 1926, the name of the bank was changed to Concordia Bank & Trust Company.
In 1999, Concordia Bank purchased the Wilkinson County Savings Bank in Woodville, Mississippi. In August 2002, Concordia Bank opened a new branch in Natchez. This expanded our bank's commitment to providing quality customer service throughout the Miss-Lou.
Concordia Bank has many customers in Natchez and surrounding areas. The need to provide hometown, quality customer service to our patrons in Mississippi, was the major reason for our move into our neighboring state. Concordia Bank's purchase was also the first by a Louisiana state chartered bank in the state of Mississippi.
Thus, from the bank's beginning in 1903, our assets have grown to over $520 million in the year 2017. The total capital has grown to $61,657,000.
Concordia Bank is proud to continue its tradition of providing quality customer service built on strength and stability!