Concordia Bank & Trust Co.Concordia Bank & Trust Co.

Personal Individual Retirement Accounts and Certificate of Deposit

Traditional IRA

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  • Minimum opening deposit of $100.00
  • Earns competitive interest rate
  • A penalty may be imposed for early withdrawal

Roth IRA – Fixed Rate

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  • Minimum opening deposit of $1,000.00
  • Earns competitive interest rate based on certificate term
  • Terms available form 6 months to 60 months
  • A penalty may be imposed for early withdrawal

Roth IRA – Variable Rate

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  • Minimum opening deposit of $100.00
  • Earns competitive interest rate based on certificate term
  • Savings terms of 18 months and 60 months
  • A penalty may be imposed for early withdrawal

Certificate of Deposit

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  • Minimum opening deposit of $1,000.00
  • Earns competitive interest rate based on certificate term
  • Terms available from 1 month to 60 months
  • A penalty may be imposed for early withdrawal