Rates

Deposit Rates
RATES EFFECTIVE AS OF 3/23/21
Account Type |
Compound |
Interest Rate |
Annual Percentage Yield** |
Minimum Opening Balance |
NOW Account |
Monthly |
0.05%* |
0.05% |
$1,000 |
Mature Market NOW Account |
Monthly |
0.05%* |
0.05% |
$500 |
Charitable Interest Checking |
Monthly |
0.05%* |
0.05% |
$1,000 |
MONEY MARKET RATES
RATES EFFECTIVE AS OF 3/23/21
Account Type |
Compound |
Interest Rate |
Annual Percentage Yield** |
Minimum Opening Balance |
0 to 49,999.99 |
Monthly |
0.10%* |
0.10% |
$1,000 |
50,000.00 to 99,999.99 |
Monthly |
0.10%* |
0.10% |
$1,000 |
100,000.00 to 499,999.99 |
Monthly |
0.25%* |
0.25% |
$1,000 |
500,000.00 or over |
Monthly |
0.30%* |
0.30% |
$1,000 |
SAVINGS RATES
RATES EFFECTIVE AS OF 3/23/21
Account Type |
Compound |
Interest Rate |
Annual Percentage Yield** |
Minimum Opening Balance |
Blue Chip |
Quarterly |
0.10%* |
0.10% |
$100 |
Christmas Club |
At Maturity |
0.25%* |
0.25% |
$1 |
CERTIFICATES OF DEPOSITS RATES
RATES EFFECTIVE AS OF 3/23/21
Account Type |
Compound |
Interest Rate |
Annual Percentage Yield** |
Minimum Opening Balance |
1 Month |
At Maturity |
0.05% |
0.05% |
$2,500 |
2 Month |
At Maturity |
0.05% |
0.05% |
$2,500 |
3 Month |
At Maturity |
0.05% |
0.05% |
$2,500 |
6 Month |
At Maturity |
0.10% |
0.10% |
$2,500 |
12 Month |
Quarterly |
0.30% |
0.30% |
$1,000 |
18 Month |
Quarterly |
0.35% |
0.35% |
$1,000 |
24 Month |
Quarterly |
0.45% |
0.45% |
$1,000 |
30 Month |
Quarterly |
0.45% |
0.45% |
$1,000 |
48 Month |
Quarterly |
0.50% |
0.50% |
$1,000 |
60 Month |
Semi-Annual |
0.60% |
0.60% |
$1,000 |
IRA RATES
RATES EFFECTIVE AS OF 3/23/21
Account Type |
Compound |
Interest Rate |
Annual Percentage Yield** |
Minimum Opening Balance |
Traditional – Variable Rate (18 month) |
Quarterly |
1.00%* |
1.00% |
$100 |
Roth IRA – Fixed Rate (6 mo) |
Semi-Annual |
0.10% |
0.10% |
$1,000 |
Roth IRA – Fixed Rate (12 mo) |
Quarterly |
0.30% |
0.30% |
$1,000 |
Roth IRA – Fixed Rate (18 mo) |
Quarterly |
0.35% |
0.35% |
$1,000 |
Roth IRA – Fixed Rate (24 mo) |
Quarterly |
0.45% |
0.45% |
$1,000 |
Roth IRA – Fixed Rate (30 mo) |
Quarterly |
0.45% |
0.45% |
$1,000 |
Roth IRA – Fixed Rate (60 mo) |
Semi-Annual |
0.60% |
0.60% |
$1,000 |
Roth IRA – Variable Rate (18 mo) |
Quarterly |
1.00%* |
1.00% |
$100 |
Roth IRA – Variable Rate (60 mo) |
Quarterly |
1.00%* |
1.00% |
$100 |
*The interest rate shown may change after the account is opened.
**The annual percentage yield (APY) assumes the principal and its interest will remain on deposit for a full year at the listed rate or until maturity. Withdrawals, fees and other conditions could reduce earnings.