Concordia Bank & Trust Co.
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Rates

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Deposit Rates

RATES EFFECTIVE AS OF 8/16/18
Account Type Compound Interest Rate Annual Percentage Yield** Minimum Opening Balance
NOW Account Monthly .15%* .15% $1,000
Mature Market NOW Account Monthly .15%* .15% $500
Charitable Interest Checking Monthly .15%* .15% $1,000

 

MONEY MARKET RATES

RATES EFFECTIVE AS OF 8/16/18
Account Type Compound Interest Rate Annual Percentage Yield** Minimum Opening Balance
0 to 49,999.99 Monthly .50%* .50% $1,000
50,000.00 to 99,999.99 Monthly .75%* .75% $1,000
100,000.00 to 499,999.99 Monthly .75%* .75% $1,000
500,000.00 or over Monthly 1.0%* 1.0% $1,000

 

SAVINGS RATES

RATES EFFECTIVE AS OF 8/16/18
Account Type Compound Interest Rate Annual Percentage Yield** Minimum Opening Balance
Blue Chip Quarterly .25%* .25% $100
Christmas Club At Maturity .25%* .25% $1

 

CERTIFICATES OF DEPOSITS RATES

RATES EFFECTIVE AS OF 8/16/18
Account Type Compound Interest Rate Annual Percentage Yield** Minimum Opening Balance
1 Month At Maturity .50% .50% $2,500
2 Month At Maturity .50% .50% $2,500
3 Month At Maturity .70% 0.70% $2,500
6 Month At Maturity .85% 0.85% $2,500
12 Month Quarterly 1.3% 1.31% $1,000
18 Month Quarterly 1.75% 1.76% $1,000
24 Month Quarterly 1.85% 1.86% $1,000
30 Month Quarterly 2.0% 2.02% $1,000
48 Month Quarterly 2.15% 2.17% $1,000
60 Month Semi-Annual 2.35% 2.36% $1,000

 

IRA RATES

RATES EFFECTIVE AS OF 8/16/18
Account Type Compound Interest Rate Annual Percentage Yield** Minimum Opening Balance
Traditional – Variable Rate (18 month) Quarterly 1.5%* 1.51% $100
Roth IRA – Fixed Rate (6 mo) Semi-Annual .85% .85% $1,000
Roth IRA – Fixed Rate (12 mo) Quarterly 1.3% 1.31% $1,000
Roth IRA – Fixed Rate (18 mo) Quarterly 1.75% 1.76% $1,000
Roth IRA – Fixed Rate (24 mo) Quarterly 1.85% 1.86% $1,000
Roth IRA – Fixed Rate (30 mo) Quarterly 2.0% 2.02% $1,000
Roth IRA – Fixed Rate (60 mo) Semi-Annual 2.35% 2.36% $1,000
Roth IRA – Variable Rate (18 mo) Quarterly .35%* .35% $100
Roth IRA – Variable Rate (60 mo) Quarterly 1.00%* 1.00% $100

*The interest rate shown may change after the account is opened.
**The annual percentage yield (APY) assumes the principal and its interest will remain on deposit for a full year at the listed rate or until maturity. Withdrawals, fees and other conditions could reduce earnings.