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Rates

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Deposit Rates

RATES EFFECTIVE AS OF 2/13/18
Account Type Compound Interest Rate Annual Percentage Yield** Minimum Opening Balance
NOW Account Monthly .10%* .10% $1,000
Mature Market NOW Account Monthly .15%* .15% $500
Charitable Interest Checking Monthly .10%* .10% $1,000

MONEY MARKET RATES

RATES EFFECTIVE AS OF 2/26/18
Account Type Compound Interest Rate Annual Percentage Yield** Minimum Opening Balance
0 to 49,999.99 Monthly .50%* .50% $1,000
50,000.00 to 99,999.99 Monthly .50%* .50% $1,000
100,000.00 to 499,999.99 Monthly .50%* .50% $1,000
500,000.00 or over Monthly .50%* .50% $1,000

SAVINGS RATES

RATES EFFECTIVE AS OF 2/13/18
Account Type Compound Interest Rate Annual Percentage Yield** Minimum Opening Balance
Blue Chip Quarterly .15%* .15% $100
Christmas Club At Maturity .25%* .25% $1

CERTIFICATES OF DEPOSITS RATES

RATES EFFECTIVE AS OF 2/13/18
Account Type Compound Interest Rate Annual Percentage Yield** Minimum Opening Balance
1 Month At Maturity .10% .10% $2,500
2 Month At Maturity .15% .15% $2,500
3 Month At Maturity .50% .50% $2,500
6 Month At Maturity .70% .70% $2,500
12 Month Quarterly 1.00% 1.00% $1,000
18 Month Quarterly 1.10% 1.10% $1,000
24 Month Quarterly 1.30% 1.31% $1,000
30 Month Quarterly 1.35% 1.36% $1,000
48 Month Quarterly 1.65% 1.66% $1,000
60 Month Semi-Annual 2.00% 2.01% $1,000

IRA RATES

RATES EFFECTIVE AS OF 2/13/18
Account Type Compound Interest Rate Annual Percentage Yield** Minimum Opening Balance
Traditional (18 month) Quarterly 1.25%* 1.26% $100
Roth IRA – Fixed Rate (6 mo) Semi-Annual .70% .70% $1,000
Roth IRA – Fixed Rate (12 mo) Quarterly 1.00% 1.00% $1,000
Roth IRA – Fixed Rate (18 mo) Quarterly 1.10% 1.10% $1,000
Roth IRA – Fixed Rate (24 mo) Quarterly 1.30% 1.31% $1,000
Roth IRA – Fixed Rate (30 mo) Quarterly 1.35% 1.36% $1,000
Roth IRA – Fixed Rate (60 mo) Semi-Annual 2.00% 2.01% $1,000
Roth IRA – Variable Rate (18 mo) Quarterly .35%* .35% $100
Roth IRA – Variable Rate (60 mo) Quarterly 1.00%* 1.00% $100

*The interest rate shown may change after the account is opened.
**The annual percentage yield (APY) assumes the principal and its interest will remain on deposit for a full year at the listed rate or until maturity. Withdrawals, fees and other conditions could reduce earnings.