Rates
Deposit Rates
RATES EFFECTIVE AS OF 12/28/18
| Account Type | Compound | Interest Rate | Annual Percentage Yield** | Minimum Opening Balance |
|---|---|---|---|---|
| NOW Account | Monthly | 0.25%* | 0.25% | $1,000 |
| Mature Market NOW Account | Monthly | 0.15%* | 0.15% | $500 |
| Charitable Interest Checking | Monthly | 0.15%* | 0.15% | $1,000 |
MONEY MARKET RATES
RATES EFFECTIVE AS OF 12/28/18
| Account Type | Compound | Interest Rate | Annual Percentage Yield** | Minimum Opening Balance |
|---|---|---|---|---|
| 0 to 49,999.99 | Monthly | 0.50%* | 0.50% | $1,000 |
| 50,000.00 to 99,999.99 | Monthly | 0.75%* | 0.75% | $1,000 |
| 100,000.00 to 499,999.99 | Monthly | 1.00%* | 1.00% | $1,000 |
| 500,000.00 or over | Monthly | 1.00%* | 1.00% | $1,000 |
SAVINGS RATES
RATES EFFECTIVE AS OF 12/28/18
| Account Type | Compound | Interest Rate | Annual Percentage Yield** | Minimum Opening Balance |
|---|---|---|---|---|
| Blue Chip | Quarterly | 0.25%* | 0.25% | $100 |
| Christmas Club | At Maturity | 0.25%* | 0.25% | $1 |
CERTIFICATES OF DEPOSITS RATES
RATES EFFECTIVE AS OF 12/28/18
| Account Type | Compound | Interest Rate | Annual Percentage Yield** | Minimum Opening Balance |
|---|---|---|---|---|
| 1 Month | At Maturity | 0.50% | 0.50% | $2,500 |
| 2 Month | At Maturity | 0.50% | 0.50% | $2,500 |
| 3 Month | At Maturity | 0.70% | 0.70% | $2,500 |
| 6 Month | At Maturity | 1.00% | 1.00% | $2,500 |
| 12 Month | Quarterly | 1.40% | 1.41% | $1,000 |
| 18 Month | Quarterly | 1.85% | 1.86% | $1,000 |
| 24 Month | Quarterly | 2.00% | 2.02% | $1,000 |
| 30 Month | Quarterly | 2.15% | 2.17% | $1,000 |
| 48 Month | Quarterly | 2.30% | 2.32% | $1,000 |
| 60 Month | Semi-Annual | 2.50% | 2.52% | $1,000 |
IRA RATES
RATES EFFECTIVE AS OF 12/28/18
| Account Type | Compound | Interest Rate | Annual Percentage Yield** | Minimum Opening Balance |
|---|---|---|---|---|
| Traditional – Variable Rate (18 month) | Quarterly | 1.50%* | 1.51% | $100 |
| Roth IRA – Fixed Rate (6 mo) | Semi-Annual | 1.00% | 1.00% | $1,000 |
| Roth IRA – Fixed Rate (12 mo) | Quarterly | 1.40% | 1.41% | $1,000 |
| Roth IRA – Fixed Rate (18 mo) | Quarterly | 1.85% | 1.86% | $1,000 |
| Roth IRA – Fixed Rate (24 mo) | Quarterly | 2.00% | 2.02% | $1,000 |
| Roth IRA – Fixed Rate (30 mo) | Quarterly | 2.15% | 2.17% | $1,000 |
| Roth IRA – Fixed Rate (60 mo) | Semi-Annual | 2.50% | 2.52% | $1,000 |
| Roth IRA – Variable Rate (18 mo) | Quarterly | 0.35%* | 0.35% | $100 |
| Roth IRA – Variable Rate (60 mo) | Quarterly | 1.00%* | 1.00% | $100 |
*The interest rate shown may change after the account is opened.
**The annual percentage yield (APY) assumes the principal and its interest will remain on deposit for a full year at the listed rate or until maturity. Withdrawals, fees and other conditions could reduce earnings.
