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Rates

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Deposit Rates

RATES EFFECTIVE AS OF 3/13/19
Account Type Compound Interest Rate Annual Percentage Yield** Minimum Opening Balance
NOW Account Monthly 0.15%* 0.15% $1,000
Mature Market NOW Account Monthly 0.15%* 0.15% $500
Charitable Interest Checking Monthly 0.15%* 0.15% $1,000

MONEY MARKET RATES

RATES EFFECTIVE AS OF 3/13/19
Account Type Compound Interest Rate Annual Percentage Yield** Minimum Opening Balance
0 to 49,999.99 Monthly 0.75%* 0.75% $1,000
50,000.00 to 99,999.99 Monthly 0.90%* 0.90% $1,000
100,000.00 to 499,999.99 Monthly 1.00%* 1.00% $1,000
500,000.00 or over Monthly 1.00%* 1.00% $1,000

SAVINGS RATES

RATES EFFECTIVE AS OF 3/13/19
Account Type Compound Interest Rate Annual Percentage Yield** Minimum Opening Balance
Blue Chip Quarterly 0.25%* 0.25% $100
Christmas Club At Maturity 0.25%* 0.25% $1

CERTIFICATES OF DEPOSITS RATES

RATES EFFECTIVE AS OF 3/13/19
Account Type Compound Interest Rate Annual Percentage Yield** Minimum Opening Balance
1 Month At Maturity 0.50% 0.50% $2,500
2 Month At Maturity 0.50% 0.50% $2,500
3 Month At Maturity 0.75% 0.75% $2,500
6 Month At Maturity 1.00% 1.00% $2,500
12 Month Quarterly 1.65% 1.66% $1,000
18 Month Quarterly 2.20% 2.22% $1,000
24 Month Quarterly 2.20% 2.22% $1,000
30 Month Quarterly 2.35% 2.37% $1,000
48 Month Quarterly 2.55% 2.57% $1,000
60 Month Semi-Annual 2.70% 2.72% $1,000

IRA RATES

RATES EFFECTIVE AS OF 3/13/19
Account Type Compound Interest Rate Annual Percentage Yield** Minimum Opening Balance
Traditional – Variable Rate (18 month) Quarterly 1.50%* 1.51% $100
Roth IRA – Fixed Rate (6 mo) Semi-Annual 1.00% 1.00% $1,000
Roth IRA – Fixed Rate (12 mo) Quarterly 1.65% 1.66% $1,000
Roth IRA – Fixed Rate (18 mo) Quarterly 2.20% 2.22% $1,000
Roth IRA – Fixed Rate (24 mo) Quarterly 2.20% 2.22% $1,000
Roth IRA – Fixed Rate (30 mo) Quarterly 2.35% 2.37% $1,000
Roth IRA – Fixed Rate (60 mo) Semi-Annual 2.70% 2.72% $1,000
Roth IRA – Variable Rate (18 mo) Quarterly 0.75%* 0.75% $100
Roth IRA – Variable Rate (60 mo) Quarterly 1.25%* 1.26% $100

*The interest rate shown may change after the account is opened.
**The annual percentage yield (APY) assumes the principal and its interest will remain on deposit for a full year at the listed rate or until maturity. Withdrawals, fees and other conditions could reduce earnings.