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customer using mobile payment
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person checking an estatement from their phone
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woman banking online with her phone
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a person downloading an app on his phoneConcordia Bank & Trust Co.Concordia Bank & Trust Co.
a farmer looking up information on his laptop in the fields
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friends managing their Concordia accounts through their phones

Commercial Banking

Concordia Bank & Trust Co. LogoConcordia Bank & Trust Co. has a variety of commercial banking services for all industries, designed to help your business grow and succeed.

To meet Our Lenders, click here.



Certificate of Deposit

Commercial Loans

Express Phone Banking

Commercial Services

See Schedule of Fees for charges that may be incurred.

Compare our commercial accounts

Account Types* Commercial Checking Charitable Interest Checking Money Market Account
Minimum Opening Deposit $100.00 $1000.00 $1,000.00
Monthly Service Charge $10.00 $8.00 $10.00
Minimum Balance to Avoid Monthly Service Charge $2500.00 $1,500.00 $1,500.00
Unlimited Check Writing YES YES NO
Unlimited Electronic Transactions YES YES NO
Unlimited Deposits YES YES YES
Online Banking*** FREE FREE FREE
Mobile Banking*** FREE FREE FREE
Mobile Deposit *** N/A N/A FREE
Initial Debit Card FREE N/A N/A
E-Statement (with Online Banking)*** FREE FREE FREE
Express Phone Banking*** FREE FREE FREE
Bill Pay*** Available Available Not Available
Additional Features
Monthly Monitoring Fee –
Assessed on Money Service Businesses, Third-Party Payment Processors, and businesses that maintain Automated Teller Machines – $150.00
Offered to non-profit organizations, associations, or not-for-profit customers. Excess Withdrawal/Transfer Charge – Assessed for each Withdrawal/Transfer over six (6) during the statement period – $5.00

*For All Accounts-See Schedule of Fees for other charges that may be incurred
***Message, data, and/or internet service provider rates may apply, as applicable