Concordia Bank & Trust Co.Concordia Bank & Trust Co.

Commercial Banking

Concordia Bank & Trust Co. LogoConcordia Bank & Trust Co. has a variety of commercial banking services for all industries, designed to help your business grow and succeed.

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Certificate of Deposit

Commercial Loans

Express Phone Banking

Commercial Services

See Schedule of Fees for charges that may be incurred.

Compare our commercial accounts

Account Types* Commercial Checking Charitable Interest Checking Money Market Account
Minimum Opening Deposit $100.00 $1000.00 $1,000.00
Monthly Service Charge $10.00 $8.00 $10.00
Minimum Balance to Avoid Monthly Service Charge $2500.00 $1,500.00 $1,500.00
Unlimited Check Writing YES YES NO
Unlimited Electronic Transactions YES YES NO
Unlimited Deposits YES YES YES
Online Banking*** FREE FREE FREE
Mobile Banking*** FREE FREE FREE
Mobile Deposit *** N/A N/A FREE
Initial Debit Card FREE N/A N/A
E-Statement (with Online Banking)*** FREE FREE FREE
Express Phone Banking*** FREE FREE FREE
Bill Pay*** Available Available Not Available
Additional Features
Monthly Monitoring Fee –
Assessed on Money Service Businesses, Third-Party Payment Processors, and businesses that maintain Automated Teller Machines – $150.00
Offered to non-profit organizations, associations, or not-for-profit customers. Excess Withdrawal/Transfer Charge – Assessed for each Withdrawal/Transfer over six (6) during the statement period – $5.00

*For All Accounts-See Schedule of Fees for other charges that may be incurred
***Message, data, and/or internet service provider rates may apply, as applicable