Rates
Deposit Rates
RATES EFFECTIVE AS OF 11/18/25
| Account Type |
Compound |
Interest Rate |
Annual Percentage Yield** |
Minimum Opening Balance |
| Diamond Checking |
Monthly |
0.50%* |
0.50% |
$100 |
| Interest Checking |
Monthly |
0.25%* |
0.25% |
$1,500 |
| Charitable Interest Checking |
Monthly |
0.50%* |
0.50% |
$1,000 |
MONEY MARKET RATES
RATES EFFECTIVE AS OF 11/18/25
| Account Type |
Compound |
Interest Rate |
Annual Percentage Yield** |
Minimum Opening Balance |
| 0 to 49,999.99 |
Monthly |
0.50%* |
0.50% |
$1,000 |
| 50,000.00 to 99,999.99 |
Monthly |
1.50%* |
1.51% |
$1,000 |
| 100,000.00 to 499,999.99 |
Monthly |
2.00%* |
2.02% |
$1,000 |
| 500,000.00 or over |
Monthly |
2.00%* |
2.02% |
$1,000 |
SAVINGS RATES
RATES EFFECTIVE AS OF 11/18/25
| Account Type |
Compound |
Interest Rate |
Annual Percentage Yield** |
Minimum Opening Balance |
| Blue Chip |
Quarterly |
0.50%* |
0.50% |
$100 |
| Christmas Club |
At Maturity |
0.50%* |
0.50% |
$1 |
| Bank at School |
Quarterly |
0.50%* |
0.50% |
$1 |
CERTIFICATES OF DEPOSITS RATES
RATES EFFECTIVE AS OF 11/18/25
| Account Type |
Compound |
Interest Rate |
Annual Percentage Yield** |
Minimum Opening Balance |
| 1 Month |
At Maturity |
1.00% |
1.00% |
$2,500 |
| 2 Month |
At Maturity |
1.50% |
1.51% |
$2,500 |
| 3 Month |
At Maturity |
1.50% |
1.51% |
$2,500 |
| 6 Month |
At Maturity |
2.50% |
2.52% |
$2,500 |
| 12 Month |
Quarterly |
3.00% |
3.03% |
$1,000 |
| 18 Month |
Quarterly |
3.00% |
3.03% |
$1,000 |
| 24 Month |
Quarterly |
3.00% |
3.03% |
$1,000 |
| 30 Month |
Quarterly |
2.75% |
2.78% |
$1,000 |
| 48 Month |
Quarterly |
2.75% |
2.78% |
$1,000 |
| 60 Month |
Semi-Annual |
2.75% |
2.77% |
$1,000 |
IRA RATES
RATES EFFECTIVE AS OF 11/18/25
| Account Type |
Compound |
Interest Rate |
Annual Percentage Yield** |
Minimum Opening Balance |
| Traditional – Variable Rate (18 month) |
Quarterly |
3.75%* |
3.80% |
$100 |
| Roth IRA – Fixed Rate (6 mo) |
Semi-Annual |
2.75% |
2.77% |
$1,000 |
| Roth IRA – Fixed Rate (12 mo) |
Quarterly |
3.40% |
3.44% |
$1,000 |
| Roth IRA – Fixed Rate (18 mo) |
Quarterly |
3.25% |
3.29% |
$1,000 |
| Roth IRA – Fixed Rate (24 mo) |
Quarterly |
3.40% |
3.44% |
$1,000 |
| Roth IRA – Fixed Rate (30 mo) |
Quarterly |
3.15% |
3.19% |
$1,000 |
| Roth IRA – Fixed Rate (60 mo) |
Semi-Annual |
3.00% |
3.02% |
$1,000 |
| Roth IRA – Variable Rate (18 mo) |
Quarterly |
3.25%* |
3.29% |
$100 |
| Roth IRA – Variable Rate (60 mo) |
Quarterly |
3.25%* |
3.29% |
$100 |
*The interest rate shown may change after the account is opened.
**The annual percentage yield (APY) assumes the principal and its interest will remain on deposit for a full year at the listed rate or until maturity. Withdrawals, fees and other conditions could reduce earnings.
