Slide background
customer using mobile payment
Slide backgroundSlide thumbnail
person checking an estatement from their phone
Slide background
woman banking online with her phone
Slide background
Slide background
a person downloading an app on his phoneConcordia Bank & Trust Co.Concordia Bank & Trust Co.
a farmer looking up information on his laptop in the fields
a couple cherishing their baby
friends managing their Concordia accounts through their phones

Senior Checking

Concordia Bank & Trust Co. Logo

Available to Customers 62 and over


Initial Debit Card is Free
Bill Pay*
Unlimited Electronic Transactions
Unlimited Check Writing
Unlimited Deposits – No Charge
No per item fee
Free Online Banking*
Free E-Statement (with Online Banking)*
Free Mobile Banking*
Free Mobile Deposit*
Free Express Phone Banking*


Minimum Opening Deposit $100.00


No Monthly Service Charge

See Schedule of Fees for other charges that may be incurred.


Statement Period: Monthly

Available to Customers 62 and over

Limited to one account per customer

The following will apply if you are eligible for and have Overdraft Privilege on this account. It is our policy that overdrafts must be covered as soon as possible but within 30 days of the first occurrence of an overdraft. When a customer exceeds their overdraft privilege limit, our policy is not to permit further overdrafts.

*Message, data, and/or internet service provider rates may apply, as applicable.