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Concordia Bank & Trust Co.Concordia Bank & Trust Co.

Senior Checking

Concordia Bank & Trust Co. Logo

Available to Customers 62 and over

ACCOUNT BENEFITS

Initial Debit Card is Free
Bill Pay*
Unlimited Electronic Transactions
Unlimited Check Writing
Unlimited Deposits – No Charge
No per item fee
Free Online Banking*
Free E-Statement (with Online Banking)*
Free Mobile Banking*
Free Mobile Deposit*
Free Express Phone Banking*

MINIMUM BALANCE REQUIREMENTS

Minimum Opening Deposit $100.00

FEES AND CHARGES

No Monthly Service Charge

See Schedule of Fees for other charges that may be incurred.

ADDITIONAL DISCLOSURE INFORMATION

Statement Period: Monthly

Available to Customers 62 and over

Limited to one account per customer

The following will apply if you are eligible for and have Overdraft Privilege on this account. It is our policy that overdrafts must be covered as soon as possible but within 30 days of the first occurrence of an overdraft. When a customer exceeds their overdraft privilege limit, our policy is not to permit further overdrafts.

*Message, data, and/or internet service provider rates may apply, as applicable.