Concordia Bank paperless statements

Commercial Checking

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Account Benefits

Unlimited Check Writing
Unlimited Electronic Transactions
Unlimited Deposits – No Charge
No per item fee
Bill Pay*
Free Online Banking*
Free E-Statement (with Online Banking)*
Free Mobile Banking*
Free Express Phone Banking*

Minimum Balance Requirements

Minimum Opening Deposit $100.00
Minimum Ledger Balance to Avoid Monthly Service Charge $2,500.00

Fees and Charges

Monthly Service Charge
If your ledger balance falls below $2,500.00 during statement period $10.00

Monthly Monitoring Fee
Assessed on Money Service Businesses, Third Party Payment Processors, and businesses that maintain Automated Teller Machines $150.00

See Schedule of Fees for other charges that may be incurred.

Additional Disclosure Information

Statement Period: Monthly

The following will apply if you are eligible for and have Overdraft Privilege on this account. It is our policy that overdrafts must be covered as soon as possible but within 30 days of the first occurrence of an overdraft. When a customer exceeds their overdraft privilege limit, our policy is not to permit further overdrafts.

*Message, data, and/or internet service provider rates may apply, as applicable