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customer using mobile payment
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person checking an estatement from their phone
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woman banking online with her phone
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a person downloading an app on his phoneConcordia Bank & Trust Co.Concordia Bank & Trust Co.
a farmer looking up information on his laptop in the fields
a couple cherishing their baby
friends managing their Concordia accounts through their phones

Commercial Checking

Concordia Bank & Trust Co. Logo

Account Benefits

Unlimited Check Writing
Unlimited Electronic Transactions
Unlimited Deposits – No Charge
No per item fee
Bill Pay*
Free Online Banking*
Free E-Statement (with Online Banking)*
Free Mobile Banking*
Free Express Phone Banking*

Minimum Balance Requirements

Minimum Opening Deposit $100.00
Minimum Ledger Balance to Avoid Monthly Service Charge $2,500.00

Fees and Charges

Monthly Service Charge
If your ledger balance falls below $2,500.00 during statement period $10.00

Monthly Monitoring Fee
Assessed on Money Service Businesses, Third Party Payment Processors, and businesses that maintain Automated Teller Machines $150.00

See Schedule of Fees for other charges that may be incurred.

Additional Disclosure Information

Statement Period: Monthly

*Message, data, and/or internet service provider rates may apply, as applicable